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Your Privacy & Rights

Privacy Policy & Terms of Service

Your privacy and trust are fundamental to our relationship. Learn how we protect your information and outline our service terms.

Privacy Policy

Effective Date: January 1, 2024

1. Introduction

The Agency Brokerage and Amal Mahendran, Sales Representative ("we," "us," or "our") are committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, chat services, or real estate services in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and Ontario's Real Estate and Business Brokers Act (REBBA).

By using our services, you consent to the collection and use of your information as described in this policy.

2. Information We Collect

Personal Information

  • Name, email address, and phone number
  • Property address and details for valuation purposes
  • Property condition and features
  • Communication preferences
  • Any additional information you voluntarily provide during our chat or consultation

Technical Information

  • IP address and browser information
  • Website usage data and analytics
  • Device information and operating system
  • Cookies and similar tracking technologies

3. How We Use Your Information

We use your personal information solely for the following legitimate business purposes:

  • Providing accurate home valuations and market analysis
  • Offering real estate services and consultations
  • Communicating about your property and market opportunities
  • Improving our website and services
  • Complying with legal and regulatory requirements under REBBA
  • Sending relevant market updates and property information (with your consent)

4. Information Sharing and Disclosure

Our Commitment

We NEVER sell, rent, or trade your personal information to third parties for marketing purposes.

We may share your information only in the following limited circumstances:

  • With your explicit consent
  • With service providers who assist in our operations (under strict confidentiality agreements)
  • When required by law or legal process
  • With The Agency Brokerage team members directly involved in your service
  • In connection with a business transaction (with notice to you)

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encrypted data transmission and storage
  • Regular security assessments and updates
  • Limited access to personal information on a need-to-know basis
  • Secure disposal of information when no longer needed

6. Your Rights

Under PIPEDA and Ontario privacy laws, you have the right to:

  • Access your personal information we hold
  • Request correction of inaccurate information
  • Withdraw consent for certain uses of your information
  • Request deletion of your information (subject to legal requirements)
  • File a complaint with the Privacy Commissioner of Canada

7. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations under REBBA (typically 6 years for real estate records), and resolve any disputes. When information is no longer needed, it is securely deleted or anonymized.

8. Contact Us About Privacy

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact:

amal@theagency.com
+1 (416) 555-0123
123 Main Street, Toronto, ON M5V 3A1

Terms of Service

Effective Date: January 1, 2024

1. Acceptance of Terms

By accessing or using our website, chat services, or real estate services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services. These terms are governed by the laws of Ontario, Canada, and comply with the Real Estate and Business Brokers Act (REBBA).

2. Services Description

The Agency Brokerage, through Amal Mahendran (Sales Representative), provides:

  • Free home valuation estimates through our chat service
  • Real estate consultation and advisory services
  • Property listing and selling services
  • Market analysis and property information
  • Real estate transaction facilitation

3. Valuation Disclaimer

Important Notice

Home valuations provided through our chat service are estimates based on available market data and are for informational purposes only. These estimates are not appraisals, formal valuations, or guarantees of market value. Actual market value may vary based on property condition, market conditions, and other factors. For official valuations, consult a licensed appraiser.

4. Professional Relationship

Amal Mahendran is a licensed Sales Representative with The Agency Brokerage, registered under REBBA. Any real estate services provided are subject to:

  • REBBA regulations and Code of Ethics
  • Real Estate Council of Ontario (RECO) oversight
  • Execution of appropriate service agreements
  • Disclosure of representation and potential conflicts of interest
  • Fiduciary duties as outlined in REBBA

5. User Responsibilities

When using our services, you agree to:

  • Provide accurate and truthful information
  • Use our services for legitimate real estate purposes only
  • Respect intellectual property rights
  • Not misuse or attempt to disrupt our services
  • Comply with all applicable laws and regulations

6. Limitation of Liability

To the maximum extent permitted by law:

  • Our services are provided "as is" without warranties
  • We are not liable for decisions made based on our valuations or advice
  • Our liability is limited to the fees paid for our services
  • We are not responsible for third-party content or services
  • Market conditions and property values can change rapidly

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is owned by The Agency Brokerage or its licensors and is protected by Canadian copyright and trademark laws. You may not reproduce, distribute, or create derivative works without written permission.

8. Termination

We reserve the right to terminate or suspend access to our services at any time, with or without cause or notice, for conduct that we believe violates these Terms of Service or is harmful to other users, us, or third parties, or for any other reason.

9. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Ontario, Canada. Any disputes arising from these terms or our services shall be resolved in the courts of Ontario, and you consent to the jurisdiction of such courts.

10. Changes to Terms

We may update these Terms of Service from time to time. We will notify you of any changes by posting the new terms on this page and updating the "Effective Date." Your continued use of our services after such changes constitutes acceptance of the new terms.

11. Contact Information

For questions about these Terms of Service, please contact:

The Agency Brokerage
amal@theagency.com
+1 (416) 555-0123
123 Main Street, Toronto, ON M5V 3A1

Regulatory Information

Amal Mahendran is a licensed Sales Representative with The Agency Brokerage, which is registered with the Real Estate Council of Ontario (RECO). For information about RECO or to verify our registration, visit www.reco.on.ca or call 1-800-245-6910.